Public Insurance Adjusters

Public Adjusters (PAs), also referred to as Public Insurance Adjusters, are employed by YOU, the policyholder, to advocate on your behalf. We are licensed professionals trained to handle property loss insurance claims for individual homeowners and businesses. Whereas your Insurance Company may already have their own Adjuster assigned to your claim, Public Adjusters are completely INDEPENDENT and UNAFFILIATED with insurance companies; that means we will solely advocate for your interests to your Insurance Company and their Adjuster.

Property loss can come in many forms. At D.C. Hogan & Associates, we handle all types of insurance claims including (but not limited to): Water damage, fire damage, flood damage, storm damage, wind & hail damage, hurricane damage.

Each state’s Department of Insurance sets the rules for billing and fees, which can result in varying costs for public adjusters (feel free to reach out for more specific information). Rather than an hourly or fixed service fee, we typically earn a small percentage of your recovery settlement (usually around 10% of the loss, as determined by state statute). This signifies that if there’s NO RECOVERY, there are NO FEES. Therefore, you won’t be indebted to us if D.C. Hogan & Associates fails to procure a settlement for your claim. We commit to making EVERY possible effort to ensure you obtain the largest payout permissible under your insurance policy.

The duration of the insurance claims process can fluctuate due to various factors, including the workload of your insurance company and the volume of claims in their queue. Nevertheless, we at D.C. Hogan & Associates endeavor to finalize your settlement within a timeframe of 30-60 days. We are committed to expediently delivering the results you need.

Depending on the time elapsed since your initial claim, you might still be eligible to file a Supplemental Claim with your Insurance Company. Don’t hesitate to reach out to us today so that we can examine and discuss your potential claim options! Your opportunities for recourse might still be open.